Insurance brokers are professionals who offer a choice of the best insurance companies, with coverage tailored to your particular needs, and they are your champion in the event of a claim.
Your best insurance is an insurance broker.
There's always a first time
When you're insuring your car, home or business for the first time, it's nice to know you can talk to a qualified insurance broker, review your specific needs and options, and get the right coverage. And you don't pay any extra for that service. Insurance brokers ensure you're protected, and they are there for you during the term of the policy.
Just as with nearly every other product, you can buy insurance online or over the phone. But don't overlook the value of having the advice and assistance of an insurance broker, who will take the time to understand your needs. And your broker will communicate with you in the way you prefer -- by email, phone or face-to-face.
Your insurance broker is one of your key financial advisors. Your broker understands your need for value and works to serve you over the long term. In addition to his or her relationship with you, your broker maintains relationships with the insurance companies whose products are best suited, so as to match your needs to available coverage options.
The property and casualty insurance industry in Canada and B.C. is a stable, well capitalized and well regulated industry. Within that regulatory structure, the industry is constantly changing and adapting to remain competitive. Meanwhile, your needs as a consumer also change over the years. Insurance brokers stay on top of those changes through continuing education and market knowledge.
The true value of an insurance policy is when you have a claim. An insurance broker's first concern is to make sure you're properly protected so that in the event of a loss, you're covered. Your insurance broker will advocate on your behalf with the insurance company to help you get back to normal. Your insurance broker works for you.